Rick Sterling

Senior Vice President - Financial Advisor, Senior Consulting Group

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With more than 25 years of experience, Rick brings a wealth of knowledge to the team. Navigating a variety of market conditions has given him the skills needed to address the most sophisticated financial needs—skills that only experience can teach. While providing overall wealth management, Rick focuses on personal and business wealth management planning, including estate planning strategies and charitable giving.

Rick is a graduate of Cardinal Stritch College, earning a Bachelor of Science degree in business administration. He and his wife, Kris, have lived in the Lake Minnetonka area for more than 15 years and they both are active members of Wayzata Community Church. Their children are in college: Jacob at St. Johns in Collegeville, Minnesota; and Sophia at Denver University in Denver, Colorado.

Justin Baker, CFP®

Associate Vice President, Senior Financial Associate


Justin has more than 20 years of experience helping develop goal-oriented investment strategies for clients’ current needs and future objectives. He also manages the team’s investment committee. Justin earned a Bachelor of Arts in finance from Augsburg College and also holds the prestigious CERTIFIED FINANCIAL PLANNER™ certification from The American College.

Kristin Klein

Senior Investment Associate


Kristin brings nearly 25 years of experience in financial services to her role, which is to help serve client account needs and ensure that all regulatory procedures are followed. Kristin earned a Bachelor of Arts degree in economics from the University of Minnesota and is also a registered investment assistant. She and her husband, Paul, live in Minneapolis.

Julie Greenberg

Registered Client Associate

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Julie Greenberg enjoys making people’s lives easier. Each day, as a Registered Client Associate for RBC Wealth Management, she focuses on the details that make a difference for clients. A positive attitude and an outgoing nature are central to Julie’s 30 plus years of experience in the financial services industry. She pays close attention to the client’s goals and the priorities of their lives. She has passed the Series 7, 63, 66 exams and holds an insurance license.

Julie lives in Hopkins with her husband Jamie. Outside of work her top priority is spending time with family and friends. She enjoys biking, going on walks, and gardening. You can also find her actively volunteering with Feed my Starving Children, Best Prep, and Interfaith Outreach.

The Cove Capital Group, based in Wayzata, provides wealth management solutions designed to help you pursue your unique financial goals. The team consists of four highly-skilled and experienced investment management professionals who are dedicated to delivering the highest level of education, service and communication to you. As their client, the group will work to build and maintain a strong relationship with you, based on quality service and knowledgeable investment guidance.