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Wealth management capabilities
Kevin Clouse, CFP®
Home
About
About us
Working with a CFP®
The RBC Wealth Management difference
Second opinion service
Client experience
Client experience
Premier client services
City National Bank
Total Wealth
Wealth management
Wealth management approach
Wealth management capabilities
Women and wealth
Business owner financial services
Financial empowerment
Investment management
Investment principles
Portfolio Focus
ESG and responsible investing
Insights
Contact me
rbcwealthmanagement.com
Sign in
Important information
Home
About
About us
Working with a CFP®
The RBC Wealth Management difference
Second opinion service
Client experience
Client experience
Premier client services
City National Bank
Total Wealth
Wealth management
Wealth management approach
Wealth management capabilities
Women and wealth
Business owner financial services
Financial empowerment
Investment management
Investment principles
Portfolio Focus
ESG and responsible investing
Insights
Contact me
Asset management
Discretionary Investment Management (Portfolio Focus)
Asset allocation
Time horizon
Withdrawal strategies
Stock concentration
Review investments held outside RBC
10b5-1 stock plans
Estate planning and charitable giving
Wills
Power of attorney
Living will
Health-care proxy
Trusts
Irrevocable life insurance trusts
Estate taxes
Guardians for minor children
Charitable giving and trusts
Retirement planning
Retirement goal setting
Social Security and Medicare
Business planning
IRA contributions and conversions
Employer-sponsored plans and 401(k)s
Annuities and pensions
RMDs and withdrawal strategies
Self-employed retirement plans
Risk management and insurance
Review of existing policies
Life insurance needs
Long-term care insurance
Disability insurance
Liability coverage
Cash flow and budget
Income sources
Expenses and budgeting
Debt management
One-time expenses
Planned large expenses
Emergency funding
Dollar cost averaging
Mortgage review
Lines of credit
Assistance to loved ones
Gifting
Education planning
529 College savings plans
Roth IRAs for children
UGMA/UTMA
Tax planning*
Review of cost basis
Review realized gains
Carry forward losses
Tax-loss harvesting
Deductions and credits
Potential Roth conversions
Health Savings and Flexible Spending accounts
<p>RBC Wealth Management does not provide tax or legal advice. All decisions regarding the tax or legal implications of your investments should be made in connection with your independent tax or legal advisor. No information, including but not limited to written materials, provided by RBC WM should be construed as legal, accounting or tax advice.</p>