Our overall philosophy

We work to create financial clarity and create tax-considerate and low-cost portfolios that help you meet your goals.

Family information

We want to know as much as we can about you and your family. What’s the purpose of your money? What do you want it to do for you? What is your current plan? What worries you? What are your priorities? We will gather all your financial information including investments, real estate holdings and business interests as we work to find our baseline. We will work with you closely to detail your expenses, your goals, your retirement income needs and help you define your legacy in the construct of the plan.

Customized wealth plan

We meticulously put your family information into the RBC WealthPlan where it begins to take life and project your financial future. It becomes a blueprint and document for your expenses, goals, investments, real estate, liabilities, insurance policies and estate planning services. It becomes your interactive decision tool that provides real-time on demand “what if” scenarios when circumstances in life change, and you need to understand the short- and long-term implications of those important family and financial decisions. It also helps drive investment planning and portfolio development, so we don’t take additional risks that are not necessary. It will help you answer those questions that keep you up at night. Where do I get my financial information quickly? Do I have enough income? How am I doing? Do I have enough? Am I going to be, okay?

Investment philosophy

The RBC Wealth Plan helps drive our investment decision-making. We build customized portfolios that are risk based and that help provide successful outcomes for the wealth plan. Our basic philosophy centers around providing portfolio design that includes cost conscious product, money managers, customized fixed-income portfolios along with active tax-conscious portfolio management.