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Home
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Prepare well
Invest well
- ESG and responsible investing
- Portfolio Focus
Live well
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Medicare: The ABCs (and Ds) of health insurance

Nov 04, 2025 |RBC Wealth Management

Medicare coverage can be a confusing topic with an alphabet soup of options. Starting with the basics can help make sense of it all.

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If anything you have read here spurs a question or investment idea, please contact us anytime. We're happy to discuss any of these topics with you.

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Larry Prutch, NMLS # 558434, Cengiz Volkan, NMLS # 558436, Alan Goldstein, NMLS # 558433, and Neil Fujita, NMLS # 959542 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

, Larry Prutch, NMLS # 558434, Cengiz Volkan, NMLS # 558436, Alan Goldstein, NMLS # 558433, and Neil Fujita, NMLS # 959542 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

, Larry Prutch, NMLS # 558434, Cengiz Volkan, NMLS # 558436, Alan Goldstein, NMLS # 558433, and Neil Fujita, NMLS # 959542 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

, Larry Prutch, NMLS # 558434, Cengiz Volkan, NMLS # 558436, Alan Goldstein, NMLS # 558433, and Neil Fujita, NMLS # 959542 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

, Larry Prutch, NMLS # 558434, Cengiz Volkan, NMLS # 558436, Alan Goldstein, NMLS # 558433, and Neil Fujita, NMLS # 959542 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

, Larry Prutch, NMLS # 558434, Cengiz Volkan, NMLS # 558436, Alan Goldstein, NMLS # 558433, and Neil Fujita, NMLS # 959542 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

, Larry Prutch, NMLS # 558434, Cengiz Volkan, NMLS # 558436, Alan Goldstein, NMLS # 558433, and Neil Fujita, NMLS # 959542 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

Read additional advisor disclosures.

Obtain more information about this financial advisor on FINRA's BrokerCheck website

Investment and insurance products offered through RBC Wealth Management are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, or guaranteed by, a bank or any bank affiliate, and are subject to investment risks, including possible loss of the principal amount invested.

Contact information

The PVG Group

Phone: 310-683-6690
Toll-Free: 1-833-828-3814

Larry Prutch, AIF®, CEPA®, CFP®, CIMA®, CPM®

Managing Director - Financial Advisor,
Senior Portfolio Director

Phone: 310-683-6690
Cell: 424-267-7280

Cengiz Volkan, AIF®, CEPA®, CIMA®, CPM®, MBA

Senior Vice President - Financial Advisor,
Portfolio Director

Phone: 310-683-6689
Cell: 424-267-7277

Alan Goldstein

First Vice President - Financial Advisor

Phone: 310-683-6688
Cell: 424-267-7540

Neil Fujita, CEPA®, CFP®

Senior Vice President - Financial Advisor,
Portfolio Director

Phone: 310-683-6691
Cell: 424-267-7536

Teresa Ortega

Senior Registered Client Associate

Phone: 310-683-6695
Cell: 424-461-3458

Jane Tran, CFP®

Senior Business Associate

Phone: 310-683-6694
Cell: 424-461-3439

NANCY Do

Client Associate

Phone: 310-683-6696

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608 Silver Spur Road, Suite 100
Rolling Hills Estates, CA 90274
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