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family with kids resting on yacht adventure travel

Luxury travel trends and tips for high-net-worth families

Jul 24, 2025 |RBC Wealth Management

Experience-based travel is increasingly popular among high-net-worth families. Learn how to prioritize travel in your wealth plan.

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Andrew Shermoen, NMLS # 1663698, Gregory Witt, NMLS # 1792485, Jess Troyak, NMLS # 1538503, and Curtis Carstens, NMLS # 1548853 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

, Andrew Shermoen, NMLS # 1663698, Gregory Witt, NMLS # 1792485, Jess Troyak, NMLS # 1538503, and Curtis Carstens, NMLS # 1548853 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

, Andrew Shermoen, NMLS # 1663698, Gregory Witt, NMLS # 1792485, Jess Troyak, NMLS # 1538503, and Curtis Carstens, NMLS # 1548853 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

, Andrew Shermoen, NMLS # 1663698, Gregory Witt, NMLS # 1792485, Jess Troyak, NMLS # 1538503, and Curtis Carstens, NMLS # 1548853 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

, Andrew Shermoen, NMLS # 1663698, Gregory Witt, NMLS # 1792485, Jess Troyak, NMLS # 1538503, and Curtis Carstens, NMLS # 1548853 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

, Andrew Shermoen, NMLS # 1663698, Gregory Witt, NMLS # 1792485, Jess Troyak, NMLS # 1538503, and Curtis Carstens, NMLS # 1548853 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

, Andrew Shermoen, NMLS # 1663698, Gregory Witt, NMLS # 1792485, Jess Troyak, NMLS # 1538503, and Curtis Carstens, NMLS # 1548853 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

, Andrew Shermoen, NMLS # 1663698, Gregory Witt, NMLS # 1792485, Jess Troyak, NMLS # 1538503, and Curtis Carstens, NMLS # 1548853 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

, Andrew Shermoen, NMLS # 1663698, Gregory Witt, NMLS # 1792485, Jess Troyak, NMLS # 1538503, and Curtis Carstens, NMLS # 1548853 through City National Bank, may receive compensation from RBC Wealth Management for referring customers to City National Bank. Banking products and services are offered or issued by City National Bank, an affiliate of RBC Wealth Management, a division of RBC Capital Markets, LLC, Member NYSE/FINRA/SIPC and are subject to City National Banks terms and conditions. Products and services offered through City National Bank are not insured by SIPC. City National Bank Member FDIC.

Investment products offered through RBC Wealth Management are not FDIC insured, are not guaranteed by City National Bank and may lose value.

Read additional advisor disclosures.

Obtain more information about this financial advisor on FINRA's BrokerCheck website

Investment and insurance products offered through RBC Wealth Management are not insured by the FDIC or any other federal government agency, are not deposits or other obligations of, or guaranteed by, a bank or any bank affiliate, and are subject to investment risks, including possible loss of the principal amount invested.

Contact information

Transcend Wealth Solutions Group

Phone: 952-838-7000

Andrew Shermoen, AWM

Managing Director - Financial Advisor,
Senior Portfolio Manager

Phone: 952-838-7007
Cell: 612-804-3790

Gregory Witt, AWM

Senior Vice President - Financial Advisor,
Senior Portfolio Manager

Phone: 612-718-1123
Cell: 612-804-0508

Jess Troyak

Senior Vice President - Financial Advisor,
Senior Portfolio Manager

Phone: 952-838-8184
Cell: 612-214-9360

Curtis Carstens, AWM

Senior Vice President - Financial Advisor,
Senior Portfolio Manager

Phone: 952-838-7015
Cell: 612-214-9486

Cory Jackson, CFA®, MBA

Associate Vice President - Senior Business Associate

Phone: 952-838-7071
Cell: 952-367-9536

David Kasowski, CFP®, MS

Senior Financial Associate

Phone: 952-838-7070
Cell: 612-263-5226

Brooke Anderson, CFP®, MBA

Senior Business Associate

Phone: 952-838-8115

Niko Lutkauskas

Client Associate

Phone: 612-313-1259

Pamela Smith

Registered Client Associate

Phone: 952-838-8120
Cell: 612-246-8759

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7650 Edinborough Way, Suite 800
Edina, MN 55435
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