Our investment philosophy

Our philosophy is defined by a stringent set of principles, which guides us — and our clients — in creating long-term strategies designed to achieve specific investment goals and objectives.

We manage the 3 investment management risks for each of our clients:

  • Structuring Asset Allocation — We structure the unique asset allocation that is reflective of each of our client’s current situation, feelings, family dynamics and future.
  • Monitoring Asset Allocation — Not only do we structure the unique Asset Allocation model for each client, we also rebalance it on a regular basis as the market changes, and we reallocate it as we meet with each client and update the client’s current situation, feelings, family dynamics and future.
  • Managing the Investments, Funds and Managers within the portfolio of each client and the interrelationship of each of these assets — We believe that each investment, fund, or manager must be a quality investment as well as interrelate appropriately with other assets in the portfolio. We manage these investments, managers and funds to make sure there are no excessive overlaps, no excessive conflicts and that there are adequate checks and balances within the portfolio to help guard against market movements.
Investment Management is a business, not a part-time job — Our clients have worked hard to build assets; we work equally hard to enhance and protect those assets.
Asset Allocation is the key to long-term investment success — Every serious investor should have an asset allocation policy — a strategy that diversifies client assets among a variety of investments which is monitored through a disciplined process.
Market timing does not work — Correctly predicting when to get in and out of the financial markets is virtually impossible.
Emotions should not govern investment decisions — Market noise may influence the way an investor feels, but it is not a good basis for making changes in portfolio strategy. When emotions dictate the structure of a portfolio, the results are usually detrimental since emotions (typically fear and greed) are usually based on what most recently happened in the market.
No single investment approach will work all the time — The market is not a machine that moves in regular, predictable patterns. Therefore no single investment approach performs well 100% of the time.