Our investment approach integrates your objectives into a personalized plan designed specifically for you. Our method is not a static procedure but an evolving process designed to maximize your available resources and to help you make decisions that will assist you in achieving your goals.
Step 1: Gather Your Current Financial Information and Understand Your Financial Needs.
The first step is to allow us to thoroughly understand each client's financial goals, risk tolerances, time horizons, tax circumstances and other personal information. It is important at this step to begin to understand your views, concerns and perceptions about how your money is invested and what role it plays in your life and the life of your family.
Step 2: Develop Plan/Strategy
Based upon your goals/objectives, time horizon, risk tolerance and tax considerations we create a useable wealth management plan to serve as a strategic guide for the future. Strategies include; blends of equities, fixed income, and alternative investments. Solutions are implemented using individual securities, mutual funds, exchange trades funds (EFT's) and separate account managers.
Step 3: Implementation
It is imperative that our clients both understand and are comfortable with the plan we have developed and the solutions we are recommending. We carefully and thoroughly review the plan answering any questions. We then make specific recommendations and move forward with implementation of the plan.
Step 4: Plan Review
Each plan is frequently reviewed to measure progress and confirm the suitability of our recommendations in accordance with our client's original goals. As goals and life changes occur or as market conditions change we will modify our recommendations as needed.
Step 5: Communication
Clients are communicated with frequently either using comprehensive portfolio reviews or current market updates.